Financial Counseling Resources

Find out more about Personal Financial Counselors and what they can do for you here.

Military OneSource financial counseling is also available to eligible service and family members at no cost to them. Our financial counselors are available Monday through Friday from 7 a.m. to 9 p.m. Central Time. You can call 800-342-9647, or live chat on any page of the website and the My Military OneSource app, 24/7 to schedule an appointment.

Whether you hope to get a handle on your finances in general or want to learn more about military-specific considerations and opportunities, our financial counselors can help you:

    • Set up a budget
    • Read tips to help you budget for child care or save for large purchases
    • Learn about buying a house, mortgages and home equity loans
    • Manage debt

You can get help:

    • Resolving credit issues impacting security clearances
    • Establishing or restoring credit, consolidating loans or restructuring debt 
    • Avoiding eviction or foreclosure
    • Talking to lenders to negotiate late fees and payment plans

Beyond the financial counselors available, Military OneSource also has downloadable budget and a cash flow budget worksheets. Articles on financial topics include paying down debt, understanding good debt and bad debt, the Blended Retirement system, avoiding identity theft, saving money, financial benefits available to service members, and using credit cards.

For more information on resources available through Military OneSource visit their website at

  1. Chuck Ledford

    Personal Financial Counselor